Ronwatihwistaníhas ne Ahontenonhsón:ni
Kahnawá:ke Housing Department
The Kahnawá:ke Housing Department’s role is to assist community members in need of new housing, housing repair, temporary housing and those in need of advice and information pertaining to housing matters. These services ensure access to affordable housing, programs to assist in the preservation of existing housing stock, as well as address the needs of individuals for temporary rental housing. A complete listing of each service can be accessed below:
New House Construction Loans
 The Revolving Loan Fund provides mortgage loans for the construction of a house. Initiated in 1977, the Fund provides two options:
Program A: $75,000, with a 10% downpayment.
Program B: $60,000, with no downpayment.
These two options are now an on-demand service, eliminating the waiting period for once-a-year loans.
Semi-Detached Housing Initiative
 The Housing Department has approved construction of 28 - 3-bedroom Semi-Detached units (14 buildings) for purchase by Spring 2008. The Co-Op Semi-Detached homes are designed to accommodate mid to large families with sufficient living space, and to assist those having difficulty affording a down payment before building a home. The units are intended to be sold at an affordable price with no down payment.
The Director of the Social Development Unit was recently interviewed on K103.7 FM, about the Semi-Detached Housing Initiative. Below are clips that can be downloaded from this interview:
Improved Housing Loans
 The Housing Department has been negotiating arrangements with private banking institutions to provide further loan options to community members so down payments are no more than 5%. An agreement has been reached and implemented with the Bank of Montreal (BMO) and negotiations are still underway with the Caisse Populaire Desjardins of Kahnawá:ke and the Royal Bank of Canada. The program will allow community members to apply for loans above and beyond the amounts provided under the Revolving Loan Fund program.
Major Housing Repair Assistance
 The Housing Department acts as the Delivery Agent for Canada Mortgage & Housing Corporation (CMHC) to administer the Residential Rehabilitation Assistance Program (RRAP) & RRAP for community members with a disability. This program is intended to assist in the repair and improvement of existing substandard housing in Kahnawá:ke, to raise it to minimum level of health & safety, as well as address modifications to a house to address handicap needs. Funding is provided in the form of a grant from the Department of Indian Affairs and a forgivable loan from CMHC.
Minor Housing Repair Assistance
 In 1998, the Minor Repair Revolving Loan Fund was introduced with start-up funding received from an Indian and Northern Affairs Canada “ Housing Demonstration Project”. This program provides loans to community members (maximum $15,000.00) for the basic repair of a house, to correct deficiencies, prevent deterioration, and raise the standards of the house.
Temporary Housing / Rental
 During the period of 1987/88, the Mohawk Council participated in the Canada Mortgage & Housing Corporation (CMHC) Section 95 Social Housing Program and completed construction of two 18-unit apartment complexes. This project provides a total of 36 – 3 bedroom units and is rented primarily to young families in need of temporary housing. This project is subsidized for the duration of the loan amortization period by CMHC.
CONTACT:
FAX
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450-638-0500
450-632-0976 |
Recent Press Releases
  - New Semi-Detached Units Unveiled - 05/12/2008
- SDU and Caisse Sign Agreement - 01/29/2008
- Duplex Housing Project Moves into Construction Phase - 07/17/2007
- New Housing Initiatives Announced - 05/31/2007
Recent Video (Click Play to watch)
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